How the Build & Lock Rate Buydown Works
Why RidgeWater Partnered With CMG Home Loans
The Home at 1075 Water Birch Ct
The property sits on a homesite inside RidgeWater’s 500-acre, Firewise-certified community, with mountain views and access to the neighborhood’s trails, pickleball courts, and dog park. Every home at RidgeWater is fully custom, and this one is already built and ready for a buyer to close and move in — no construction timeline to wait on. View RidgeWater Properties available homes for sale.
About RidgeWater Properties
Rate Details and Disclosures
Rate and payment figures reflect terms available as of 09/22/2026 and are subject to change. Buyers should confirm current terms directly with a loan officer before making a purchase decision. Payment example: home price $949,000, 20% down payment, $759,200 loan amount, 30-year fixed term, 780 FICO, 4.99% rate (5.807% APR), $4,070.91 monthly payment; figures exclude taxes and homeowners insurance. Comparison scenario, dated 09/22/2026: 20% down payment, $759,200 loan amount, 30-year fixed term, 7.25% fixed rate (8.19% APR), $5,179.08 monthly payment. Both scenarios are 30-year fixed-rate loans; the rate does not adjust over the life of either loan. CMG Mortgage, Inc. dba CMG Home Loans, NMLS# 1820, is an equal housing lender regulated by the Division of Real Estate. Verify licensing at www.cmgfi.com/corporate/licensing and www.nmlsconsumeraccess.org. Tracy Ricketts, NMLS ID 1931924.
Tour the Home or Ask About Current Terms
Buyers interested in touring 1075 Water Birch Ct or reviewing current Build & Lock terms can call RidgeWater Properties at 541-224-8160 or reach out through the Contact Us page. The rate reduction is tied to this specific home and funded by the builder, so terms and availability can change without notice.
